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Guides, tips, and insights on insurance, investments, and financial planning in India.
Term vs Endowment: which LIC plan is right for you?
The most common question we get — and the answer isn't one-size-fits-all. Here's a clear breakdown.
Maximise your Section 80C benefit with the right LIC policy
₹1.5 lakh deduction every year — but most people don't use it efficiently. Here's how insurance fits in.
LIC Jeevan Shanti explained: the annuity plan that pays for life
A single lump-sum investment that pays you a fixed monthly income for the rest of your life. Is it right for you?
When should you start a child plan? The earlier, the better — here's why
Starting a child plan at birth vs at age 5 vs at age 10 — the difference in maturity value will shock you.
LIC's new Bima Jyoti plan: what it means for long-term savers
LIC launched a guaranteed return plan with a 5.5% IRR. We analyse if it makes sense for conservative investors.
5 riders every LIC policyholder should know about
Critical illness, accidental death, waiver of premium — these add-ons can make a massive difference at claim time.
Old tax regime vs new regime: which is better if you have LIC policies?
The 2024 budget changed the math for many taxpayers. Here's a clear comparison with examples.
The 3-bucket retirement strategy — and how LIC fits in bucket 1
Financial planners recommend splitting retirement corpus into safety, income, and growth buckets. Here's how.
How to claim LIC insurance: a step-by-step guide for families
The claim process, documents needed, timelines, and common rejection reasons — everything in one guide.