LIC Products
Insurance for every
life stage
Explore our full range of LIC-backed plans. Click any to enquire.
Protection
Term Life Plan
Maximum protection, minimum premium. Pure life cover for your family.
- Life cover from ₹25 lakh to ₹2 crore+
- Premiums from ₹400/month for ₹50L cover
- Policy terms: 10 to 35 years
- Critical illness & accident riders available
- Tax benefit u/s 80C and 10(10D)
Savings + Protection
Endowment Plan
Build a lump-sum corpus while staying protected — best of both worlds.
- Guaranteed maturity benefit + reversionary bonus
- Life cover throughout the policy term
- LIC Jeevan Anand & New Endowment options
- Loan facility against policy value
- Ideal for child education & milestone goals
Wealth Creation
ULIP — Unit Linked Plan
Market-linked returns combined with life insurance in a single plan.
- Invest across equity, debt, or balanced funds
- Fund switching anytime — no tax on switches
- Life cover + investment in one premium
- 5-year lock-in; partial withdrawals after
- Long-term wealth accumulation potential
Retirement
Pension & Annuity Plan
A guaranteed income stream for your golden years — plan it now.
- Regular income post-retirement (monthly/annual)
- LIC Jeevan Shanti & New Jeevan Nidhi plans
- Single premium or regular premium options
- Joint annuity for spouse protection
- Return of purchase price to nominees
Children
Child Plans
Secure your child's future milestones regardless of what life brings.
- Funds at key ages: 16, 18, 21 years
- Waiver of premium on parent's demise
- LIC Jeevan Tarun & New Children's Money Back
- Start anytime from birth of child
- Covers education, marriage, and emergencies
Flexible Returns
Money Back Plan
Periodic cash payouts at intervals — liquidity without sacrificing protection.
- Survival benefit every 3–5 years
- Full sum assured on death anytime
- New Money Back Plan — 20 & 25 year options
- Loyalty additions and bonuses
- Great for predictable cash-flow needs